It is an understatement to say that the year 2020 has asked us all to adapt in ways we did not foresee at year’s end 2019. People are trimming down trips to essential errands, donning masks, and relying more on delivery services than ever befo…
Spring time in Oklahoma means breaking out the weather bingo and watching the show unfold on TV, right? In part, yes, but when you’re on the receiving end of storm damage, we need to know what to do! Since insurance is a contract, if your prope…
UPDATED: 03/23/2020 No doubt you have heard the news about the growing spread of the COVID-19 “novel coronoavirus” and how businesses, governments, and individuals are attempting to adapt to these new circumstances. We at Loftis & We…
When you riding your bicycle, do you need insurance? Do you need a cyclist policy? Or does your auto policy cover you? These are the questions I will happily puzzle over so you don’t have to. Turns out the answer isn’t quite so simple. What Co…
This weather has been a monster, even if we have been lucky to see sun the last few days. With more chances of severe weather in the forecast, the Oklahoma Insurance Department has taken measures to assist insureds across the state get their lives ba…
It is no secret that the last half of May 2019 has been a mess of severe weather for Oklahoma. It’s been bad enough that I hesitate to write about it. Our home offices are in Blackwell and Ponca City; we have seen the damage. We feel the weather-wea…
If you have ever considered purchasing homeowners insurance on a home, you probably encountered a discussion about the “value” of your home. You might be thinking that a home you purchased for $200,000 should reasonably be insured for $2…
Congratulations on your new vehicle purchase! Or maybe you are thinking about a new purchase– in which case, I applaud your forward thinking! But now, you surely have questions about what your insurance will do once you make the purchase. The answe…
Maybe you have found your dream home and signed on the line to buy. But, you aren’t finished yet. You still have things to do before the moving truck arrives. Failing to properly take possession of your home might create problems down the road….
Life insurance policies have specific language in them to minimize the risk that the funds end up in the wrong hands. If you file for divorce, you can most often change the terms of your life insurance policy. However, there may be limitations to doi…