An important condition of many workers’ employment is their ability to obtain benefits. Employers may offer health insurance, life insurance, workers’ comp and other coverage. Often, many employers legally must provide certain benefits.&n…
The sunroof on a vehicle is a nice benefit to the car. It can also pose a high risk in some situations. Auto insurance may cover some loss related to your sunroof. However, this depends on the type of insurance you have. The sunroof is a bit differe…
Home insurance provides financial help if a theft should occur. Vandalism is another risk usually covered by insurance. However, every homeowner should take steps to protect their home. This will help you feel more secure at home. It also helps ensu…
Employing a workforce on a farm requires care and attention. If farm operators don’t protect their employees, they could subject these workers to physical injury or illness. This could impact the employee’s ability to work. If a farm work…
Once you have the pick of the talent pool, how do you keep them from jumping ship? The best way is to offer unbeatable employee benefits. Many business owners shirk employee benefits, mistakenly believing they can’t afford them or they don’t need the…
The average American driver is paying about $150 per month for auto insurance.. If you’re driving tens of thousands of miles per year, that might not seem like a lot of money, but what if you only drive 7,000? That means that you’re payin…
For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements, major purchases and increased r…
A tornado is a violently rotating column of air that extends from a thunderstorm and comes into contact with the ground. In an average year about 1,000 tornadoes are reported nationwide. Tornado intensity is measured by the enhanced Fujita (EF) scale…
Fog is a different entity that can provide many driving challenges. It often appears without warning and can disappear just as fast. It can reduce your visibility down to almost nothing without warning, so be prepared and follow these steps if you co…
As a business owner, the loss of one of your most experienced and skilled employees as a result of disability or death could disrupt the management and productivity of your business and negatively affect your bottom line. In this situation, having su…