Mornings can be tough, and many people resort to caffeine and sugar to perk up for work. But too much can have some negative effects on your health. Ready to start energizing more naturally to preserve your health? There are two great methods to try….
In the United States, it has been a relatively quiet year for catastrophes. There were wildfires along the West Coast earlier in the year; the earthquake in Napa Valley, Calif., in August; and flooding in the Midwest, Northeast and Mid-Atlantic. The …
Only a third of the American population owns life insurance, even though 70 percent of households claim they would experience financial trouble if the primary wage earner died. Why is there such a wide gap? Unfortunately, many people are led astray b…
You likely have all sorts of things in your home right now that would serve you well in an emergency, with a few additions and some organization, you’ll have a functional kit and contingency plan. Creating a home emergency kit can be a simple to eno…
For most of us, the act of driving is part of our daily routine; it feels like second nature. But safe driving requires our focus and attention. Left-hand turns top the list of the most challenging and dangerous driving maneuvers. In 2013, 31% of Arb…
Much of the country periodically experiences severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. This can inflict considerable damage on homes. Here are some tips and steps you can take to keep your h…
Marriage, having a child, retirement are just some of the life events that can have a profound effect on insurance needs, so an annual New Year’s coverage review is always a good idea. Consider the following 5 questions when preparing for an a…
As a business owner, you may find yourself in a constant search for quality employees who will work hard to help meet the business’ big picture goals. The task may seem daunting, but there are things you can do to make your workplace more attractive …
A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of insurance coverage provided. The different types of homeowners policies are fairly standard throughout the country. However…
If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You will need to buy these coverages in addition to the others t…