If you have ever considered purchasing homeowners insurance on a home, you probably encountered a discussion about the “value” of your home. You might be thinking that a home you purchased for $200,000 should reasonably be insured for $2…
Congratulations on your new vehicle purchase! Or maybe you are thinking about a new purchase– in which case, I applaud your forward thinking! But now, you surely have questions about what your insurance will do once you make the purchase. The answe…
Maybe you have found your dream home and signed on the line to buy. But, you aren’t finished yet. You still have things to do before the moving truck arrives. Failing to properly take possession of your home might create problems down the road….
Life insurance policies have specific language in them to minimize the risk that the funds end up in the wrong hands. If you file for divorce, you can most often change the terms of your life insurance policy. However, there may be limitations to doi…
An important condition of many workers’ employment is their ability to obtain benefits. Employers may offer health insurance, life insurance, workers’ comp and other coverage. Often, many employers legally must provide certain benefits.&n…
The sunroof on a vehicle is a nice benefit to the car. It can also pose a high risk in some situations. Auto insurance may cover some loss related to your sunroof. However, this depends on the type of insurance you have. The sunroof is a bit differe…
Home insurance provides financial help if a theft should occur. Vandalism is another risk usually covered by insurance. However, every homeowner should take steps to protect their home. This will help you feel more secure at home. It also helps ensu…
Employing a workforce on a farm requires care and attention. If farm operators don’t protect their employees, they could subject these workers to physical injury or illness. This could impact the employee’s ability to work. If a farm work…
Once you have the pick of the talent pool, how do you keep them from jumping ship? The best way is to offer unbeatable employee benefits. Many business owners shirk employee benefits, mistakenly believing they can’t afford them or they don’t need the…
The average American driver is paying about $150 per month for auto insurance.. If you’re driving tens of thousands of miles per year, that might not seem like a lot of money, but what if you only drive 7,000? That means that you’re payin…