Factors that Affect Premiums:
Insurance companies use a variety of factors to determine a policyholder’s likelihood of experiencing an accident or loss. Some factors include but are not limited to: driving history; type of vehicle (including model, year and value); territory (where you garage and drive the vehicle); number of accidents; gender; age; and credit scores. Driving record history can only be used for three years.
What To Ask Your Agent:
- Am I in your lowest-priced company/tier? If not, why not?
- How can I get a better rate?
- What payment plans do you offer and what are the fees associated with each plan?
Ways to Save Money:
You may qualify for discounts on your rates. A three-year discount is mandatory if you successfully complete an accident prevention course approved by the insurance company of the policyholder.
This discount does not apply if the course is taken for any court order in connection with a motor vehicle violation or an alcohol/drug-related offense.
Other optional discounts may be available including, but not limited to:Anti-theft devices
- Anti-lock brakes, air bags or daytime running lights
- Good student grades
- Continued policy renewals
- Drivers Education
- Claims—Free Discount
- Credit Score
- Placing another type of policy with the same insurer
Come explore the possibilities in Oklahoma City. Located in the heart of the state, Oklahoma City’s western charm and lively atmosphere create the perfect backdrop for your next vacation. Whether it’s arts and culture that capture your heart, or cheering for the home team, you can create the perfect experience in Oklahoma City.
As you’ll soon discover, there is plenty to see and do, whether you explore the city at your own pace, or embark on one of our Getaways. And, with an ever-increasing number of hotels, ranging from contemporary to historic, you can find the perfect place to rest your head after a day of adventure.
Learn more about Oklahoma City – from its history as a city “born” in a single day to the best ways to get to its attractions and events.
See for yourself why this hip city steeped in heritage and charm suits everybody’s taste for fun!
Located in the heart of Oklahoma, just north of Oklahoma City, Edmond is considered by many to be the “Crown Jewel” of Oklahoma. If you’re passing through, attending a convention or sporting event, taking a family vacation, or looking to relocate, Edmond is an exciting community that is sure to meet your needs.
Edmond offers outstanding hotels, conveniently located attractions, championship golf, and nostalgic shopping areas featuring the unique and antique, all with the added pleasure of beautiful public art cavorting on almost every corner. Located on scenic Route 66, The Mother Road, a stay in Edmond places you just minutes from international attractions such as the National Cowboy and Western Heritage Museum, Remington Park horse racing, the Lazy E Arena and picturesquely historic Guthrie, just to name a few!
Loftis & Wetzel Corp
Loftis & Wetzel is a full service independent insurance agency located in Blackwell, Ponca City, Stillwater and Edmond, Oklahoma with deep roots and history back to 1931. As a family business, we take pride in doing what’s right by our clients. We represent only the best insurance companies to provide the quality coverage our clients need at competitive prices with financial strength to deliver in the time of need. Contact us today for a free Edmond auto insurance quote or call 405-530-4019